Generally seen, the protection for claims on your property acquisition is achieved through its inscription in the Spanish Land Registry. This is the final stage of a long series of activities and procedures with which we will guide you through without any charge, as long as you are a direct client who buys a property through the services of Viking-Homes & Golf™.
The following presentation is a summary of the main steps towards a completed purchase with yourself registered in Land Registry as the owner of the property you decided to buy with us.
Once that you have found a property that you would like to buy, we will draw up a List of Expected Costs for the Acquisition and also to make a search in the Spanish Land Registry to check that the property that you would like to buy is correct.
If it is a re-sale property that you are buying, we will draw up a Purchase Contract in your own language (service limited free of charge to the English, German, French, Swedish and Spanish languages), which is meant to serve as a translation from the Spanish text of the same Contract. To act as either a seller or a buyer in property transactions in Spain it is compulsory to have obtained a Spanish Tax Identification Number, a so called N.I.E.-number. We will assist you in your application for your NIE by the Local Police station, where the NIE-application must be presented and later on also collected.
In order to secure the future supply of such services as water and electricity to your property we nowadays have to verify that the property has a Certificate of Habitation (Cedula de Habitabilidad) if it is a new construction, alternatively a Certificate of 2nd Habitation (Cedula de Segunda Ocupacion), if it is a re-sale property. In order to secure the future supply of such services as water and electricity to your property we nowadays have to verify that the property you want to buy has a Certificate of First Habitation (Cedula de Primera Ocupacion) if it is a new construction, alternatively a Certificate of 2nd Habitation (Cedula de Segunda Ocupacion), if it is a re-sale property that you want to acquire.
If the property you want to buy doesn’t have a Certificate of Habitation we must contact the local Townhall to find out whether it is possible to achieve the Certificate, as there are some cases where no such document can be achieved due to irregularities when it was built… Would you need to finance your property purchase with a Spanish mortgage we will assist you both where to find a mortgage as well as to prepare the mortage contract with the lending bank and the Public Notary.
As the Spanish Land Registry is based on the request of inscriptions to be made exclusively upon notarized purchase and sale-documents, so called “Escritura de Compra-Venta”, a Purchase Contract which has not been signed in front of a Spanish Notary will be rejected by the Land Registry. Therefore, we must present all relevant documents to the chosen Notary Office. where the deeds, the “Escritura”, will be issued..
Prior to going to the Notary we have to do the last check-ups on possible debts to the Owner’s Community, the electricity-, water-, gas- and telephone-companies, which amounts, if any, normally will be set off against the sales price. Once at the Notary Office, we will assist you with the translations and explanations of the Escritura-documents as well as guide you through the procedures how to correctly provide the funds for the presentation of the Escritura to the Land Registry and its inscription there. The Escritura can be expected to come back inscribed from the Land Registry some 2 months after it was signed in the Notary Office.